PAGS
PagSeguro Digital Ltd.PagSeguro Digital Ltd. reported revenue of BRL 18.81B in its most recent fiscal year, up 17.9% on the year before. It kept 11.3% of that as net income, and generated -BRL 4.55B of free cash flow. Figures below are compared against other companies classified under Services-Computer Processing & Data Preparation.
Grades vs. industry
Growth
| Metric | Company | Industry median | Rank |
|---|---|---|---|
Revenue growth (YoY) Latest fiscal year revenue vs. the year before. | 17.9% | 6.7% | 15 / 59 |
Revenue growth (3y) Annualized revenue growth over three fiscal years. | 21.6% | 6.8% | 10 / 55 |
Revenue growth (5y) Annualized revenue growth over five fiscal years. | 26.9% | 8.2% | 7 / 51 |
EPS growth (YoY) Diluted EPS vs. the prior fiscal year. | Not reported | -1.7% | — |
EPS growth (3y) Annualized diluted EPS growth over three fiscal years. | Not reported | 9.4% | — |
EPS growth (5y) Annualized diluted EPS growth over five fiscal years. | Not reported | 16.7% | — |
Free cash flow growth (YoY) Operating cash flow less capital expenditure, vs. prior year. | -249.2% | 12.5% | 38 / 40 |
Free cash flow growth (3y) Annualized free cash flow growth over three fiscal years. | Not reported | 6.9% | — |
top third of peersmiddle thirdbottom third. Rank 1 is always best — for debt and payout ratios that means the lowest figure, not the highest.
“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.
Profitability
| Metric | Company | Industry median | Rank |
|---|---|---|---|
Gross margin Gross profit as a share of revenue. Often unreported. | Not reported | 64.6% | — |
Operating margin Operating income as a share of revenue. | Not reported | 2.9% | — |
Net margin Net income as a share of revenue. | 11.3% | 3.6% | 19 / 60 |
Free cash flow margin Free cash flow as a share of revenue. | -24.2% | 11.7% | 44 / 54 |
Return on equity Net income divided by shareholder equity. | 14.4% | 7.0% | 21 / 57 |
Return on assets Net income divided by total assets. | 2.9% | 2.9% | 32 / 62 |
Return on invested capital After-tax operating profit over debt plus equity less cash. | Not reported | 4.3% | — |
top third of peersmiddle thirdbottom third. Rank 1 is always best — for debt and payout ratios that means the lowest figure, not the highest.
“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.
Financial health
| Metric | Company | Industry median | Rank |
|---|---|---|---|
Debt to equity Total debt divided by shareholder equity. | 0.31x | 0.53x | 12 / 32 |
Current ratio Current assets over current liabilities. | 1.51x | 1.99x | 40 / 62 |
Quick ratio Current assets excluding inventory, over current liabilities. | 1.51x | 1.86x | 39 / 62 |
Interest coverage Operating income divided by interest expense. | Not reported | 4.46x | — |
Net debt to EBITDA Net debt over derived EBITDA. EBITDA is not a GAAP tag; it is computed. | Not reported | -1.54x | — |
top third of peersmiddle thirdbottom third. Rank 1 is always best — for debt and payout ratios that means the lowest figure, not the highest.
“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.
Debt figures can be understated where a filer splits borrowings across XBRL tags this site does not match.
Dividend record
What the dividend has actually done, not a prediction of what it will do. Changes are checked against total dollars paid so that stock splits are not mistaken for cuts.
Dividend history is limited to what companies have filed in machine-readable form, which generally begins around 2009. A company may have paid or raised its dividend for far longer than shown here.
Insider activity
Trades reported by officers, directors and 10% shareholders on SEC Form 4. None of the last 6 reported transactions were open-market purchases — grants, option exercises and sales make up the majority of insider filings at most companies.
| Date | Insider | Transaction | Shares | Price | Value |
|---|---|---|---|---|---|
| Oct 20, 2026 | Magnani Alexandre Mr Director | Open-market sale | 47,100 | $11.22 | $528.3K |
| Oct 19, 2026 | Magnani Alexandre Mr Director | Open-market sale | 16,209 | $11.18 | $181.3K |
| Oct 16, 2026 | Magnani Alexandre Mr Director | Open-market sale | 1,014 | $11.18 | $11.3K |
| Oct 12, 2026 | Magnani Alexandre Mr Director | Open-market sale | 35,677 | $11.20 | $399.6K |
| Oct 9, 2026 | Magnani Alexandre Mr Director | Open-market sale | 300,000 | $10.95 | $3.29M |
| Oct 7, 2026 | Magnani Alexandre Mr Director | Open-market sale | 100,000 | $10.60 | $1.06M |
A dash under price or value means none was reported, which is normal for grants and gifts — it does not mean the shares were free. Option exercises and awards are compensation arriving on a schedule, not a judgement about the stock.
Annual financials
| Fiscal year | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | BRL 18.81B | BRL 15.95B | BRL 15.33B | BRL 10.45B | BRL 6.81B | BRL 5.71B | BRL 4.33B | BRL 2.52B | BRL 1.14B | BRL 674.92M |
| Net income | BRL 2.12B | BRL 1.65B | BRL 1.50B | BRL 1.17B | BRL 1.29B | BRL 1.37B | BRL 910.41M | BRL 478.79M | BRL 127.78M | BRL 35.49M |
| EPS (diluted) | — | — | — | — | — | BRL 4.15 | BRL 2.86 | BRL 1.83 | BRL 0.48 | — |
| Operating cash flow | -BRL 3.42B | BRL 4.00B | BRL 3.55B | BRL 898.01M | BRL 2.15B | BRL 488.78M | -BRL 1.76B | BRL 453.62M | BRL 76.99M | BRL 47.60M |
| Capital expenditure | BRL 1.13B | BRL 951.56M | BRL 1.10B | BRL 972.27M | BRL 1.52B | BRL 333.38M | BRL 61.56M | BRL 7.87M | BRL 2.00M | BRL 3.22M |
| Free cash flow | -BRL 4.55B | BRL 3.05B | BRL 2.45B | -BRL 74.27M | BRL 629.89M | BRL 155.41M | -BRL 1.82B | BRL 445.74M | BRL 74.99M | BRL 44.38M |
| Total assets | BRL 72.90B | BRL 55.11B | BRL 45.33B | BRL 31.08B | BRL 22.32B | BRL 14.58B | BRL 11.42B | BRL 4.24B | BRL 2.37B | — |
| Shareholder equity | BRL 14.67B | BRL 13.24B | BRL 11.84B | BRL 10.50B | BRL 9.33B | BRL 8.01B | BRL 6.57B | BRL 870.39M | BRL 626.86M | BRL 461.88M |
| Total debt | BRL 4.52B | BRL 189.43M | BRL 0.00 | BRL 1.01B | BRL 0.00 | — | — | BRL 0.00 | BRL 205.20M | — |
| Cash | BRL 927.67M | BRL 2.90B | BRL 1.83B | BRL 1.79B | BRL 1.64B | BRL 1.40B | BRL 2.76B | BRL 66.77M | BRL 79.97M | BRL 6.89M |
| Dividends per share | — | — | — | — | — | — | — | BRL 0.91 | BRL 0.00 | BRL 0.00 |
A dash means the figure was not tagged in that year’s filing. It does not mean zero. Figures reflect the most recent filing covering each period, so restated years show their restated values.
Amounts are in BRL, as the company reports them. Nothing here is converted to dollars, so these figures cannot be compared directly against a company reporting in another currency. Margins, returns and other ratios are unaffected.
Source
Figures come from PagSeguro Digital Ltd.’s filings with the SEC, as submitted in XBRL. The most recent annual figures are from a 20-F filed Apr 29, 2025. View filings on EDGAR.