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AFYA

Afya Ltd
NasdaqServices-Educational ServicesLatest fiscal year ended Dec 31, 2025

Afya Ltd reported revenue of BRL 3.70B in its most recent fiscal year, up 11.9% on the year before. It kept 20.8% of that as net income, and generated BRL 1.37B of free cash flow. Figures below are compared against other companies classified under Services-Educational Services.

Grades vs. industry

Growth
B63/100
Ranked against 10 peers using 8 metrics.
Profitability
A86/100
Ranked against 33 peers using 7 metrics.
Financial health
C50/100
Ranked against 17 peers using 4 metrics.
Dividend coverage
B+70/100
Ranked against 5 peers using 2 metrics.

Growth

MetricCompanyIndustry medianRank
Revenue growth (YoY)
Latest fiscal year revenue vs. the year before.
11.9%4.0%13 / 39
Revenue growth (3y)
Annualized revenue growth over three fiscal years.
16.7%7.3%11 / 36
Revenue growth (5y)
Annualized revenue growth over five fiscal years.
25.2%4.3%2 / 33
EPS growth (YoY)
Diluted EPS vs. the prior fiscal year.
18.9%13.9%9 / 21
EPS growth (3y)
Annualized diluted EPS growth over three fiscal years.
26.0%33.1%8 / 13
EPS growth (5y)
Annualized diluted EPS growth over five fiscal years.
21.4%7.3%4 / 10
Free cash flow growth (YoY)
Operating cash flow less capital expenditure, vs. prior year.
5.4%5.4%12 / 23
Free cash flow growth (3y)
Annualized free cash flow growth over three fiscal years.
26.4%24.7%7 / 14

top third of peersmiddle thirdbottom third. Rank 1 is always best — for debt and payout ratios that means the lowest figure, not the highest.

“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.

Profitability

MetricCompanyIndustry medianRank
Gross margin
Gross profit as a share of revenue. Often unreported.
64.5%48.6%6 / 33
Operating margin
Operating income as a share of revenue.
32.8%2.6%1 / 37
Net margin
Net income as a share of revenue.
20.8%3.7%1 / 37
Free cash flow margin
Free cash flow as a share of revenue.
36.9%4.0%1 / 35
Return on equity
Net income divided by shareholder equity.
15.7%7.1%12 / 36
Return on assets
Net income divided by total assets.
8.2%3.5%10 / 39
Return on invested capital
After-tax operating profit over debt plus equity less cash.
20.8%0.9%8 / 34

top third of peersmiddle thirdbottom third. Rank 1 is always best — for debt and payout ratios that means the lowest figure, not the highest.

“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.

Financial health

MetricCompanyIndustry medianRank
Debt to equity
Total debt divided by shareholder equity.
0.42x0.22x17 / 22
Current ratio
Current assets over current liabilities.
2.20x1.71x14 / 40
Quick ratio
Current assets excluding inventory, over current liabilities.
2.20x1.71x13 / 40
Interest coverage
Operating income divided by interest expense.
2.16x3.51x11 / 17
Net debt to EBITDA
Net debt over derived EBITDA. EBITDA is not a GAAP tag; it is computed.
Not reported-1.12x—

top third of peersmiddle thirdbottom third. Rank 1 is always best — for debt and payout ratios that means the lowest figure, not the highest.

“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.

Debt figures can be understated where a filer splits borrowings across XBRL tags this site does not match.

Insider activity

Trades reported by officers, directors and 10% shareholders on SEC Form 4. None of the last 1 reported transactions were open-market purchases — grants, option exercises and sales make up the majority of insider filings at most companies.

DateInsiderTransactionSharesPriceValue
Oct 5, 2026
FERREIRA SANTOS WELDER
Controller
Open-market sale4,161$13.30$55.3K

A dash under price or value means none was reported, which is normal for grants and gifts — it does not mean the shares were free. Option exercises and awards are compensation arriving on a schedule, not a judgement about the stock.

Annual financials

Fiscal year202520242023202220212020201920182017
RevenueBRL 3.70BBRL 3.30BBRL 2.88BBRL 2.33BBRL 1.72BBRL 1.20BBRL 750.63MBRL 333.94MBRL 216.01M
Gross profitBRL 2.38BBRL 2.09BBRL 1.77BBRL 1.47BBRL 1.07BBRL 766.54MBRL 441.78MBRL 165.88MBRL 91.94M
Operating incomeBRL 1.21BBRL 1.01BBRL 767.06MBRL 664.10MBRL 440.89MBRL 363.33MBRL 205.25MBRL 96.45MBRL 49.34M
Net incomeBRL 768.44MBRL 648.92MBRL 405.42MBRL 392.76MBRL 242.28MBRL 307.99MBRL 172.76MBRL 94.73MBRL 48.48M
EPS (diluted)BRL 8.24BRL 6.93BRL 4.27BRL 4.12BRL 2.37BRL 3.12BRL 2.02n/cn/c
Operating cash flowBRL 1.53BBRL 1.43BBRL 1.04BBRL 843.90MBRL 630.87MBRL 371.51MBRL 299.22MBRL 80.32MBRL 39.92M
Capital expenditureBRL 166.01MBRL 136.92MBRL 118.44MBRL 168.13MBRL 125.87MBRL 89.83MBRL 56.96MBRL 18.63MBRL 16.78M
Free cash flowBRL 1.37BBRL 1.30BBRL 925.19MBRL 675.77MBRL 505.00MBRL 281.68MBRL 242.25MBRL 61.68MBRL 23.14M
Total assetsBRL 9.36BBRL 8.83BBRL 7.58BBRL 7.20BBRL 6.45BBRL 4.79BBRL 2.91BBRL 918.42M—
Shareholder equityBRL 4.89BBRL 4.31BBRL 3.64BBRL 3.25BBRL 3.00BBRL 2.83BBRL 2.11BBRL 590.35MBRL 46.76M
Total debtBRL 2.05BBRL 2.20BBRL 1.80BBRL 1.88BBRL 1.37BBRL 617.49MBRL 60.36MBRL 77.83M—
CashBRL 1.13BBRL 911.01MBRL 553.03MBRL 1.09BBRL 748.56MBRL 1.05BBRL 943.21MBRL 62.26MBRL 25.49M

A dash means the figure was not tagged in that year’s filing. It does not mean zero. Figures reflect the most recent filing covering each period, so restated years show their restated values.

Amounts are in BRL, as the company reports them. Nothing here is converted to dollars, so these figures cannot be compared directly against a company reporting in another currency. Margins, returns and other ratios are unaffected.

n/c marks per-share figures that are not comparable. Companies report each year as their filings stated it, and an annual report restates only its two prior years — so after a stock split, older years remain on the pre-split share count. Totals above are unaffected.

Source

Figures come from Afya Ltd’s filings with the SEC, as submitted in XBRL. The most recent annual figures are from a 20-F filed Mar 31, 2026. View filings on EDGAR.

Not financial advice. This page presents figures reported to the SEC and compares them with other companies sharing an industry classification. It is not a recommendation to buy or sell anything, and the grades cannot capture everything that matters about a business. Industry classifications are coarse, filings are self-reported, and some figures are missing or understated where companies tag them in ways this site does not match. Do your own research.