BSBR
Banco Santander (Brasil) S.A.Figures below are compared against other companies classified under Commercial Banks, NEC.
Grades vs. industry
Growth
| Metric | Company | Industry median | Rank |
|---|---|---|---|
Revenue growth (YoY) Latest fiscal year revenue vs. the year before. | Not reported | 11.1% | — |
Revenue growth (3y) Annualized revenue growth over three fiscal years. | Not reported | 11.4% | — |
Revenue growth (5y) Annualized revenue growth over five fiscal years. | Not reported | 8.8% | — |
EPS growth (YoY) Diluted EPS vs. the prior fiscal year. | Not reported | 18.7% | — |
EPS growth (3y) Annualized diluted EPS growth over three fiscal years. | Not reported | 8.5% | — |
EPS growth (5y) Annualized diluted EPS growth over five fiscal years. | Not reported | 12.5% | — |
Free cash flow growth (YoY) Operating cash flow less capital expenditure, vs. prior year. | Not reported | -5.2% | — |
Free cash flow growth (3y) Annualized free cash flow growth over three fiscal years. | -18.5% | 10.5% | 13 / 16 |
top third of peersmiddle thirdbottom third. Rank 1 is always best — for debt and payout ratios that means the lowest figure, not the highest.
“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.
Profitability
| Metric | Company | Industry median | Rank |
|---|---|---|---|
Gross margin Gross profit as a share of revenue. Often unreported. | Not reported | — | — |
Operating margin Operating income as a share of revenue. | Not reported | — | — |
Net margin Net income as a share of revenue. | Not reported | 24.3% | — |
Free cash flow margin Free cash flow as a share of revenue. | Not reported | 21.2% | — |
Return on equity Net income divided by shareholder equity. | 10.2% | 13.1% | 19 / 31 |
Return on assets Net income divided by total assets. | 1.0% | 1.0% | 15 / 31 |
Return on invested capital After-tax operating profit over debt plus equity less cash. | Not reported | 33.9% | — |
top third of peersmiddle thirdbottom third. Rank 1 is always best — for debt and payout ratios that means the lowest figure, not the highest.
“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.
Insider activity
Trades reported by officers, directors and 10% shareholders on SEC Form 4. 1 of the last 20 reported transactions were open-market purchases; the rest are mostly sales and compensation.
| Date | Insider | Transaction | Shares | Price | Value |
|---|---|---|---|---|---|
| Sep 30, 2026 | de Magalhaes Ricardo Olivare Officer w/o Specific Desig | Grant or award | 7,145 | — | — |
| Sep 24, 2026 | Cabral Leonardo Mendes Officer w/o Specific Desig | Open-market sale | 20,000 | $5.68 | $113.6K |
| Sep 24, 2026 | Ishii Michele Soares Officer w/o Specific Desig | Open-market sale | 800 | $5.67 | $4.5K |
| Sep 22, 2026 | Viani Ede Ilson VP Exec Officer | Open-market sale | 50,000 | $5.79 | $289.5K |
| Sep 22, 2026 | Saes Edmilson VP Exec Officer | Open-market sale | 50,000 | $5.79 | $289.5K |
| Sep 3, 2026 | Ferro Denis Junior Officer w/o Specific Desig | Open-market sale | 3,203 | $5.95 | $19.1K |
| Aug 28, 2026 | da Silva Marcos Jose Maia Officer w/o Specific Desig | Open-market sale | 7,474 | $5.74 | $42.9K |
| Aug 28, 2026 | da Silva Marcos Jose Maia Officer w/o Specific Desig | Open-market purchase | 79 | $5.76 | $455.04 |
| Aug 27, 2026 | Janikian Cezar Augusto VP Exec Officer | Open-market sale | 6,600 | $5.72 | $37.8K |
| Aug 27, 2026 | Fasoli Franco Luigi Officer w/o Specific Desig | Open-market sale | 5,143 | $5.75 | $29.6K |
| Aug 25, 2026 | Fasoli Franco Luigi Officer w/o Specific Desig | Open-market sale | 13,707 | $5.76 | $79.0K |
| Aug 25, 2026 | Gschliffner Rudolf Officer w/o Specific Desig | Open-market sale | 11,507 | $5.73 | $65.9K |
| Aug 13, 2026 | Fasoli Franco Luigi Officer w/o Specific Desig | Open-market sale | 24,600 | $5.71 | $140.5K |
| Aug 13, 2026 | Garrido Eduardo Alvarez Officer w/o Specific Desig | Open-market sale | 410 | $5.71 | $2.3K |
| Aug 11, 2026 | Lima Paulo Fernando Alves Officer w/o Specific Desig | Open-market sale | 43,876 | $5.74 | $251.8K |
| Aug 11, 2026 | Vergara Nicolas Officer w/o Specific Desig | Open-market sale | 17,800 | $5.74 | $102.2K |
| Aug 6, 2026 | Queiroz Celso Mateus De Officer w/o Specific Desig | Open-market sale | 29,299 | $5.78 | $169.3K |
| Aug 4, 2026 | Margulies Mariana Cahen Officer w/o Specific Desig | Open-market sale | 42,545 | $5.70 | $242.5K |
| Aug 4, 2026 | Rezende Robson de Souza Officer w/o Specific Desig | Open-market sale | 39,874 | $5.70 | $227.3K |
| Aug 4, 2026 | Santos Gustavo de Sousa Officer w/o Specific Desig | Open-market sale | 29,200 | $5.70 | $166.4K |
A dash under price or value means none was reported, which is normal for grants and gifts — it does not mean the shares were free. Option exercises and awards are compensation arriving on a schedule, not a judgement about the stock.
Annual financials
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | BRL 12.97B | BRL 13.41B | BRL 9.50B | BRL 14.34B | BRL 15.56B | BRL 13.45B | BRL 16.63B | BRL 12.80B | BRL 9.14B | BRL 7.46B |
| Operating cash flow | BRL 4.99B | -BRL 21.13B | BRL 36.61B | BRL 6.85B | BRL 6.81B | BRL 42.32B | BRL 24.87B | BRL 8.28B | BRL 50.29B | BRL 6.75B |
| Capital expenditure | BRL 2.22B | BRL 1.75B | BRL 1.91B | BRL 1.74B | BRL 1.50B | BRL 1.02B | BRL 1.52B | BRL 1.62B | BRL 738.55M | BRL 670.58M |
| Free cash flow | BRL 2.77B | -BRL 22.89B | BRL 34.71B | BRL 5.11B | BRL 5.31B | BRL 41.30B | BRL 23.35B | BRL 6.66B | BRL 49.55B | BRL 6.08B |
| Total assets | BRL 1.27T | BRL 1.24T | BRL 1.12T | BRL 985.45B | BRL 931.21B | BRL 933.58B | BRL 760.61B | BRL 723.87B | BRL 645.70B | BRL 634.39B |
| Shareholder equity | BRL 126.55B | BRL 119.83B | BRL 114.86B | BRL 110.68B | BRL 105.97B | BRL 106.09B | BRL 97.21B | BRL 91.60B | BRL 85.55B | BRL 84.81B |
| Cash | BRL 73.27B | BRL 67.20B | BRL 89.42B | BRL 49.57B | BRL 32.67B | BRL 28.45B | BRL 21.44B | BRL 25.29B | BRL 22.67B | BRL 18.13B |
A dash means the figure was not tagged in that year’s filing. It does not mean zero. Figures reflect the most recent filing covering each period, so restated years show their restated values.
Amounts are in BRL, as the company reports them. Nothing here is converted to dollars, so these figures cannot be compared directly against a company reporting in another currency. Margins, returns and other ratios are unaffected.
Source
Figures come from Banco Santander (Brasil) S.A.’s filings with the SEC, as submitted in XBRL. The most recent annual figures are from a 20-F filed Feb 27, 2026. View filings on EDGAR.