Lodestar

BMA

Macro Bank Inc.
NYSECommercial Banks, NECLatest fiscal year ended Dec 31, 2024

Figures below are compared against other companies classified under Commercial Banks, NEC.

Grades vs. industry

Profitability
B60/100
Ranked against 8 peers using 3 metrics.
Dividend coverage
F23/100
Ranked against 19 peers using 2 metrics.

Growth

MetricCompanyIndustry medianRank
Revenue growth (YoY)
Latest fiscal year revenue vs. the year before.
Not reported11.1%—
Revenue growth (3y)
Annualized revenue growth over three fiscal years.
Not reported11.4%—
Revenue growth (5y)
Annualized revenue growth over five fiscal years.
Not reported8.8%—
EPS growth (YoY)
Diluted EPS vs. the prior fiscal year.
Not reported18.7%—
EPS growth (3y)
Annualized diluted EPS growth over three fiscal years.
Not reported8.5%—
EPS growth (5y)
Annualized diluted EPS growth over five fiscal years.
Not reported12.5%—
Free cash flow growth (YoY)
Operating cash flow less capital expenditure, vs. prior year.
Not reported-5.2%—
Free cash flow growth (3y)
Annualized free cash flow growth over three fiscal years.
101.4%10.5%2 / 16

top third of peersmiddle thirdbottom third. Rank 1 is always best — for debt and payout ratios that means the lowest figure, not the highest.

“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.

Profitability

MetricCompanyIndustry medianRank
Gross margin
Gross profit as a share of revenue. Often unreported.
Not reported——
Operating margin
Operating income as a share of revenue.
Not reported——
Net margin
Net income as a share of revenue.
Not reported24.3%—
Free cash flow margin
Free cash flow as a share of revenue.
Not reported21.2%—
Return on equity
Net income divided by shareholder equity.
8.1%13.1%27 / 31
Return on assets
Net income divided by total assets.
2.3%1.0%5 / 31
Return on invested capital
After-tax operating profit over debt plus equity less cash.
207.6%33.9%2 / 8

top third of peersmiddle thirdbottom third. Rank 1 is always best — for debt and payout ratios that means the lowest figure, not the highest.

“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.

Financial health

MetricCompanyIndustry medianRank
Debt to equity
Total debt divided by shareholder equity.
Not reported0.58x—
Current ratio
Current assets over current liabilities.
Not reported——
Quick ratio
Current assets excluding inventory, over current liabilities.
Not reported——
Interest coverage
Operating income divided by interest expense.
1.43x0.50x1 / 11
Net debt to EBITDA
Net debt over derived EBITDA. EBITDA is not a GAAP tag; it is computed.
-1.00x-3.18x8 / 9

top third of peersmiddle thirdbottom third. Rank 1 is always best — for debt and payout ratios that means the lowest figure, not the highest.

“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.

Debt figures can be understated where a filer splits borrowings across XBRL tags this site does not match.

Insider activity

Trades reported by officers, directors and 10% shareholders on SEC Form 4. All 1 of the last reported transactions were open-market purchases, which is unusual.

DateInsiderTransactionSharesPriceValue
Mar 19, 2026
Brito Marcos
Director
Open-market purchase1,500$68.27$102.4K

A dash under price or value means none was reported, which is normal for grants and gifts — it does not mean the shares were free. Option exercises and awards are compensation arriving on a schedule, not a judgement about the stock.

Annual financials

Fiscal year20242023202220212020201920182017
Operating incomeARS 2.72TARS 4.41TARS 1.95TARS 548.12BARS 205.62BARS 125.18BARS 56.30BARS 36.35B
Net incomeARS 326.49BARS 1.27TARS 276.50BARS 138.75BARS 76.90BARS 42.57B-ARS 1.50BARS 9.13B
Operating cash flowARS 2.00T-ARS 185.60BARS 3.51TARS 271.77BARS 351.90BARS 28.48BARS 159.43B-ARS 26.08B
Capital expenditureARS 124.52BARS 124.28BARS 164.97BARS 41.81BARS 10.81BARS 8.51BARS 5.27BARS 4.53B
Free cash flowARS 1.88T-ARS 309.88BARS 3.35TARS 229.96BARS 341.09BARS 19.97BARS 154.16B-ARS 30.61B
Total assetsARS 14.49TARS 14.63TARS 6.51TARS 1.95TARS 1.17TARS 606.15BARS 540.30BARS 338.07B
Shareholder equityARS 4.05TARS 4.44TARS 3.47TARS 3.17TARS 1.39TARS 424.55BARS 192.54BARS 149.65B
CashARS 2.86TARS 3.01TARS 5.09TARS 4.09TARS 2.41TARS 589.98BARS 412.94BARS 172.19B

A dash means the figure was not tagged in that year’s filing. It does not mean zero. Figures reflect the most recent filing covering each period, so restated years show their restated values.

Amounts are in ARS, as the company reports them. Nothing here is converted to dollars, so these figures cannot be compared directly against a company reporting in another currency. Margins, returns and other ratios are unaffected.

Source

Figures come from Macro Bank Inc.’s filings with the SEC, as submitted in XBRL. The most recent annual figures are from a 20-F filed Apr 21, 2025. View filings on EDGAR.

Not financial advice. This page presents figures reported to the SEC and compares them with other companies sharing an industry classification. It is not a recommendation to buy or sell anything, and the grades cannot capture everything that matters about a business. Industry classifications are coarse, filings are self-reported, and some figures are missing or understated where companies tag them in ways this site does not match. Do your own research.