SNFCA
SECURITY NATIONAL FINANCIAL CORPSECURITY NATIONAL FINANCIAL CORP reported revenue of $344.59M in its most recent fiscal year, up 3.0% on the year before. It kept 9.3% of that as net income, and generated $43.85M of free cash flow. Figures below are compared against other companies classified under Finance Services.
Grades vs. industry
Growth
| Metric | Company | Industry median | Rank |
|---|---|---|---|
Revenue growth (YoY) Latest fiscal year revenue vs. the year before. | 3.0% | 11.5% | 62 / 98 |
Revenue growth (3y) Annualized revenue growth over three fiscal years. | -4.0% | 4.6% | 52 / 81 |
Revenue growth (5y) Annualized revenue growth over five fiscal years. | -6.5% | 10.7% | 44 / 57 |
EPS growth (YoY) Diluted EPS vs. the prior fiscal year. | 8.6% | -77.0% | 11 / 36 |
EPS growth (3y) Annualized diluted EPS growth over three fiscal years. | 4.0% | 12.3% | 9 / 14 |
EPS growth (5y) Annualized diluted EPS growth over five fiscal years. | -14.4% | 12.5% | 9 / 11 |
Free cash flow growth (YoY) Operating cash flow less capital expenditure, vs. prior year. | -20.1% | -0.0% | 16 / 27 |
Free cash flow growth (3y) Annualized free cash flow growth over three fiscal years. | -30.2% | -2.6% | 13 / 13 |
top third of peersmiddle thirdbottom third. Rank 1 is always best — for debt and payout ratios that means the lowest figure, not the highest.
“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.
Profitability
| Metric | Company | Industry median | Rank |
|---|---|---|---|
Gross margin Gross profit as a share of revenue. Often unreported. | 98.6% | 43.0% | 1 / 64 |
Operating margin Operating income as a share of revenue. | Not reported | -68.2% | — |
Net margin Net income as a share of revenue. | 9.3% | -54.7% | 15 / 84 |
Free cash flow margin Free cash flow as a share of revenue. | 12.7% | -24.9% | 13 / 61 |
Return on equity Net income divided by shareholder equity. | 7.8% | -22.9% | 19 / 108 |
Return on assets Net income divided by total assets. | 2.1% | -15.5% | 23 / 117 |
Return on invested capital After-tax operating profit over debt plus equity less cash. | Not reported | -20.7% | — |
top third of peersmiddle thirdbottom third. Rank 1 is always best — for debt and payout ratios that means the lowest figure, not the highest.
“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.
Insider activity
Trades reported by officers, directors and 10% shareholders on SEC Form 4. None of the last 25 reported transactions were open-market purchases — grants, option exercises and sales make up the majority of insider filings at most companies.
| Date | Insider | Transaction | Shares | Price | Value |
|---|---|---|---|---|---|
| Oct 1, 2026 | FULLER GILBERT A Director | Returned to company | 615 | $8.80 | $5.4K |
| Oct 1, 2026 | MOODY H. CRAIG Director | Option exercise | 615 | $8.53 | $5.2K |
| Oct 1, 2026 | Cook John L Director | Option exercise | 615 | $8.53 | $5.2K |
| Oct 1, 2026 | FULLER GILBERT A Director | Option exercise | 615 | $8.53 | $5.2K |
| Sep 11, 2026 | Neufeld Alissa Chief Legal Officer & Corp Sec | Grant or award(derivative) | 100,000 | $8.79 | $879.0K |
| Jul 1, 2026 | Cook John L Director | Grant or award(derivative) | 615 | $8.53 | $5.2K |
| Jul 1, 2026 | MOODY H. CRAIG Director | Grant or award(derivative) | 615 | $8.53 | $5.2K |
| Jul 1, 2026 | FULLER GILBERT A Director | Grant or award(derivative) | 615 | $8.53 | $5.2K |
| Dec 5, 2025 | Cook John L Director | Grant or award(derivative) | 1,230 | $8.53 | $10.5K |
| Dec 5, 2025 | MOODY H. CRAIG Director | Grant or award(derivative) | 1,230 | $8.53 | $10.5K |
| Dec 5, 2025 | FULLER GILBERT A Director | Grant or award(derivative) | 1,230 | $8.53 | $10.5K |
| Dec 1, 2023 | MOODY H. CRAIG Director | Grant or award(derivative) | 9,261 | $6.85 | $63.4K |
| Dec 1, 2023 | Cook John L Director | Grant or award(derivative) | 9,261 | $6.85 | $63.4K |
| Dec 2, 2022 | Cook John L Director | Grant or award(derivative) | 8,509 | $5.28 | $44.9K |
| Dec 2, 2022 | MOODY H. CRAIG Director | Grant or award(derivative) | 8,509 | $5.28 | $44.9K |
| Dec 3, 2021 | Cook John L Director | Grant or award(derivative) | 7,658 | $6.67 | $51.1K |
| Dec 3, 2021 | MOODY H. CRAIG Director | Grant or award(derivative) | 7,658 | $6.67 | $51.1K |
| Mar 27, 2020 | Cook John L Director | Grant or award(derivative) | 8,243 | $2.70 | $22.3K |
| Mar 27, 2020 | MOODY H. CRAIG Director | Grant or award(derivative) | 8,243 | $2.70 | $22.3K |
| Dec 6, 2019 | Cook John L Director | Grant or award(derivative) | 8,654 | $3.71 | $32.1K |
| Dec 6, 2019 | MOODY H. CRAIG Director | Grant or award(derivative) | 8,654 | $3.71 | $32.1K |
| Nov 30, 2018 | Cook John L Director | Grant or award(derivative) | 9,090 | $3.57 | $32.5K |
| Nov 30, 2018 | MOODY H. CRAIG Director | Grant or award(derivative) | 9,090 | $3.57 | $32.5K |
| Dec 1, 2017 | Cook John L Director | Grant or award(derivative) | 1,590 | $3.11 | $4.9K |
| Dec 1, 2017 | MOODY H. CRAIG Director | Grant or award(derivative) | 1,590 | $3.11 | $4.9K |
A dash under price or value means none was reported, which is normal for grants and gifts — it does not mean the shares were free. Option exercises and awards are compensation arriving on a schedule, not a judgement about the stock.
Annual financials
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $344.59M | $334.52M | $318.50M | $389.65M | $470.70M | $481.46M | $283.06M | $279.62M | $276.93M | $304.33M |
| Net income | $32.15M | $29.12M | $14.50M | $25.69M | $39.52M | $55.60M | $10.89M | $21.69M | $14.11M | $12.19M |
| EPS (diluted) | $1.26 | $1.16 | $0.61 | $1.12 | $1.80 | $2.74 | $0.58 | $1.19 | $0.82 | $0.77 |
| Operating cash flow | $45.54M | $57.32M | $53.88M | $130.45M | $144.64M | -$129.63M | -$75.60M | $7.01M | $44.32M | $35.54M |
| Capital expenditure | $1.69M | $2.47M | $1.11M | $1.60M | $5.22M | $1.63M | $1.84M | $1.28M | $911.0K | $3.57M |
| Free cash flow | $43.85M | $54.85M | $52.77M | $128.85M | $139.42M | -$131.26M | -$77.44M | $5.73M | $43.41M | $31.97M |
| Total assets | $1.56B | $1.49B | $1.43B | $1.46B | $1.55B | $1.55B | $1.33B | $1.05B | $982.17M | $952.42M |
| Shareholder equity | $410.37M | $381.90M | $312.90M | $292.79M | $299.77M | $263.99M | $196.71M | $171.81M | $148.57M | $132.56M |
| Total debt | — | — | — | — | $280.33M | $253.77M | — | — | — | — |
| Cash | $102.26M | $140.55M | $126.94M | $120.92M | $131.35M | $106.22M | $127.75M | $142.20M | $45.32M | $38.99M |
A dash means the figure was not tagged in that year’s filing. It does not mean zero. Figures reflect the most recent filing covering each period, so restated years show their restated values.
Source
Figures come from SECURITY NATIONAL FINANCIAL CORP’s filings with the SEC, as submitted in XBRL. The most recent annual figures are from a 10-K filed Mar 16, 2026. View filings on EDGAR.