BETR
Better Home & Finance Holding CoBetter Home & Finance Holding Co reported revenue of $164.87M in its most recent fiscal year, up 52.0% on the year before. It kept -100.6% of that as net income, and generated -$167.77M of free cash flow. Figures below are compared against other companies classified under Loan Brokers.
Grades vs. industry
Growth
| Metric | Company | Industry median | Rank |
|---|---|---|---|
Revenue growth (YoY) Latest fiscal year revenue vs. the year before. | 52.0% | — | — |
Revenue growth (3y) Annualized revenue growth over three fiscal years. | 137.5% | — | — |
Revenue growth (5y) Annualized revenue growth over five fiscal years. | Not reported | — | — |
EPS growth (YoY) Diluted EPS vs. the prior fiscal year. | Not reported | — | — |
EPS growth (3y) Annualized diluted EPS growth over three fiscal years. | Not reported | — | — |
EPS growth (5y) Annualized diluted EPS growth over five fiscal years. | Not reported | — | — |
Free cash flow growth (YoY) Operating cash flow less capital expenditure, vs. prior year. | Not reported | — | — |
Free cash flow growth (3y) Annualized free cash flow growth over three fiscal years. | Not reported | — | — |
“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.
Profitability
| Metric | Company | Industry median | Rank |
|---|---|---|---|
Gross margin Gross profit as a share of revenue. Often unreported. | Not reported | — | — |
Operating margin Operating income as a share of revenue. | Not reported | — | — |
Net margin Net income as a share of revenue. | -100.6% | — | — |
Free cash flow margin Free cash flow as a share of revenue. | -101.8% | — | — |
Return on equity Net income divided by shareholder equity. | -446.1% | — | — |
Return on assets Net income divided by total assets. | -11.0% | — | — |
Return on invested capital After-tax operating profit over debt plus equity less cash. | Not reported | — | — |
“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.
Insider activity
Trades reported by officers, directors and 10% shareholders on SEC Form 4. None of the last 26 reported transactions were open-market purchases — grants, option exercises and sales make up the majority of insider filings at most companies.
| Date | Insider | Transaction | Shares | Price | Value |
|---|---|---|---|---|---|
| Oct 19, 2026 | Nicholas J. Calamari Director | Open-market sale | 1,320 | $10.53 | $13.9K |
| Oct 19, 2026 | Tuffin Paula General Counsel and CCO | Open-market sale | 1,225 | $10.48 | $12.8K |
| Oct 8, 2026 | Advani Loveen Chief Financial Officer | Option exercise(derivative) | 9,167 | $0.00 | $0.00 |
| Oct 1, 2026 | Advani Loveen Chief Financial Officer | Withheld for tax | 2,514 | $11.19 | $28.1K |
| Oct 1, 2026 | Tuffin Paula General Counsel and CCO | Grant or award | 2,234 | $11.19 | $25.0K |
| Oct 1, 2026 | Garg Vishal Director, 10% owner | Withheld for tax | 1,236 | $11.19 | $13.8K |
| Oct 1, 2026 | Advani Loveen Chief Financial Officer | Option exercise | 9,167 | $0.00 | $0.00 |
| Oct 1, 2026 | Garg Vishal Director, 10% owner | Grant or award | 2,234 | $0.00 | $0.00 |
| Sep 17, 2026 | Tuffin Paula General Counsel and CCO | Open-market sale | 3,108 | $12.36 | $38.4K |
| Sep 4, 2026 | FEIERSTEIN BARRY Chief Operating Officer | Option exercise | 18,750 | $0.00 | $0.00 |
| Sep 4, 2026 | FEIERSTEIN BARRY Chief Operating Officer | Option exercise(derivative) | 18,750 | $0.00 | $0.00 |
| Sep 1, 2026 | Garg Vishal Director, 10% owner | Withheld for tax | 3,391 | $12.23 | $41.5K |
| Sep 1, 2026 | Tuffin Paula General Counsel and CCO | Grant or award | 6,132 | $0.00 | $0.00 |
| Sep 1, 2026 | Garg Vishal Director, 10% owner | Grant or award | 6,132 | $0.00 | $0.00 |
| Sep 1, 2026 | Smith Chad M. President, BMC | Grant or award | 11,243 | $0.00 | $0.00 |
| Sep 1, 2026 | Smith Chad M. President, BMC | Option exercise | 10,000 | $0.00 | $0.00 |
| Sep 1, 2026 | Smith Chad M. President, BMC | Option exercise(derivative) | 10,000 | $0.00 | $0.00 |
| Aug 19, 2026 | Smith Chad M. President, BMC | Open-market sale | 3,307 | $12.85 | $42.5K |
| Aug 6, 2026 | Smith Chad M. Pres & COO, Better Mortgage | Option exercise | 5,000 | $0.00 | $0.00 |
| Aug 6, 2026 | Smith Chad M. Pres & COO, Better Mortgage | Option exercise(derivative) | 5,000 | $0.00 | $0.00 |
| Aug 1, 2026 | Orn Jonsson Sigurgeir Chief Technology Officer | Withheld for tax | 1,995 | $23.50 | $46.9K |
| Aug 1, 2026 | Orn Jonsson Sigurgeir Chief Technology Officer | Option exercise | 3,906 | $0.00 | $0.00 |
| Aug 1, 2026 | Orn Jonsson Sigurgeir Chief Technology Officer | Option exercise(derivative) | 3,906 | $0.00 | $0.00 |
| May 1, 2026 | Orn Jonsson Sigurgeir Chief Technology Officer | Withheld for tax | 1,409 | $44.38 | $62.5K |
| May 1, 2026 | Orn Jonsson Sigurgeir Chief Technology Officer | Option exercise | 3,907 | $0.00 | $0.00 |
A dash under price or value means none was reported, which is normal for grants and gifts — it does not mean the shares were free. Option exercises and awards are compensation arriving on a schedule, not a judgement about the stock.
Annual financials
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | $164.87M | $108.49M | $0.00 | $12.31M | — |
| Operating income | — | — | -$291.28M | -$858.92M | -$8.12M |
| Net income | -$165.87M | -$206.29M | -$536.42M | -$877.08M | -$6.53M |
| EPS (diluted) | -$10.80 | -$13.65 | n/c | n/c | n/c |
| Operating cash flow | -$166.57M | -$379.97M | -$159.72M | $938.25M | -$3.24M |
| Capital expenditure | $1.19M | $3.39M | $456.0K | $11.73M | — |
| Free cash flow | -$167.77M | -$383.36M | -$160.18M | $926.52M | — |
| Total assets | $1.51B | $913.06M | $905.55M | $1.08B | $279.09M |
| Shareholder equity | $37.18M | -$58.17M | $122.60M | -$604.18M | $242.57M |
| Cash | $79.36M | $211.10M | $503.59M | $317.96M | $37.6K |
A dash means the figure was not tagged in that year’s filing. It does not mean zero. Figures reflect the most recent filing covering each period, so restated years show their restated values.
n/c marks per-share figures that are not comparable. Companies report each year as their filings stated it, and an annual report restates only its two prior years — so after a stock split, older years remain on the pre-split share count. Totals above are unaffected.
Source
Figures come from Better Home & Finance Holding Co’s filings with the SEC, as submitted in XBRL. The most recent annual figures are from a 10-K filed Mar 13, 2026. View filings on EDGAR.