RKT
Rocket Companies, Inc.Rocket Companies, Inc. reported revenue of $6.70B in its most recent fiscal year, up 31.2% on the year before. It kept -1.0% of that as net income, and generated -$4.02B of free cash flow. Figures below are compared against other companies classified under Mortgage Bankers & Loan Correspondents.
Grades vs. industry
Growth
| Metric | Company | Industry median | Rank |
|---|---|---|---|
Revenue growth (YoY) Latest fiscal year revenue vs. the year before. | 31.2% | 22.2% | 2 / 6 |
Revenue growth (3y) Annualized revenue growth over three fiscal years. | 4.7% | 7.3% | 4 / 6 |
Revenue growth (5y) Annualized revenue growth over five fiscal years. | -15.6% | -9.8% | 6 / 6 |
EPS growth (YoY) Diluted EPS vs. the prior fiscal year. | -123.8% | 59.2% | 5 / 5 |
EPS growth (3y) Annualized diluted EPS growth over three fiscal years. | Not reported | — | — |
EPS growth (5y) Annualized diluted EPS growth over five fiscal years. | Not reported | — | — |
Free cash flow growth (YoY) Operating cash flow less capital expenditure, vs. prior year. | Not reported | — | — |
Free cash flow growth (3y) Annualized free cash flow growth over three fiscal years. | Not reported | — | — |
top third of peersmiddle thirdbottom third. Rank 1 is always best — for debt and payout ratios that means the lowest figure, not the highest.
“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.
Profitability
| Metric | Company | Industry median | Rank |
|---|---|---|---|
Gross margin Gross profit as a share of revenue. Often unreported. | Not reported | — | — |
Operating margin Operating income as a share of revenue. | Not reported | — | — |
Net margin Net income as a share of revenue. | -1.0% | 0.9% | 4 / 5 |
Free cash flow margin Free cash flow as a share of revenue. | -60.0% | — | — |
Return on equity Net income divided by shareholder equity. | -0.3% | 6.6% | 5 / 6 |
Return on assets Net income divided by total assets. | -0.1% | 0.2% | 5 / 6 |
Return on invested capital After-tax operating profit over debt plus equity less cash. | Not reported | — | — |
top third of peersmiddle thirdbottom third. Rank 1 is always best — for debt and payout ratios that means the lowest figure, not the highest.
“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.
Financial health
| Metric | Company | Industry median | Rank |
|---|---|---|---|
Debt to equity Total debt divided by shareholder equity. | 0.46x | 1.45x | 1 / 5 |
Current ratio Current assets over current liabilities. | Not reported | — | — |
Quick ratio Current assets excluding inventory, over current liabilities. | Not reported | — | — |
Interest coverage Operating income divided by interest expense. | Not reported | — | — |
Net debt to EBITDA Net debt over derived EBITDA. EBITDA is not a GAAP tag; it is computed. | Not reported | — | — |
top third of peersmiddle thirdbottom third. Rank 1 is always best — for debt and payout ratios that means the lowest figure, not the highest.
“Not reported” means the company did not tag this figure in its filing, not that the value is zero. Rankings are hidden where fewer than 5 classified peers reported the metric, and compare against a broad industry code rather than close competitors.
Debt figures can be understated where a filer splits borrowings across XBRL tags this site does not match.
Insider activity
Trades reported by officers, directors and 10% shareholders on SEC Form 4. None of the last 24 reported transactions were open-market purchases — grants, option exercises and sales make up the majority of insider filings at most companies.
| Date | Insider | Transaction | Shares | Price | Value |
|---|---|---|---|---|---|
| Oct 7, 2026 | Brown Brian Nicholas President & Chief Fin Officer | Withheld for tax | 16,112 | $11.59 | $186.7K |
| Oct 7, 2026 | Malhotra Shawn Chief Technology Officer | Withheld for tax | 13,751 | $11.59 | $159.4K |
| Oct 7, 2026 | Mildenhall Jonathan Chief Marketing Officer | Withheld for tax | 12,860 | $11.59 | $149.0K |
| Oct 7, 2026 | Lovier Heather M. Chief Operating Officer | Withheld for tax | 8,056 | $11.59 | $93.4K |
| Oct 7, 2026 | Banfield William D. Chief Business Officer | Withheld for tax | 8,056 | $11.59 | $93.4K |
| Oct 7, 2026 | Edwards Noah A. Chief Accounting Officer | Withheld for tax | 2,302 | $11.59 | $26.7K |
| Oct 2, 2026 | Bray Jesse K Pres & CEO, Rocket Mortgage | Open-market sale | 92,300 | $12.39 | $1.14M |
| Oct 1, 2026 | Bray Jesse K Pres & CEO, Rocket Mortgage | Open-market sale | 132,700 | $12.01 | $1.59M |
| Oct 1, 2026 | Bray Jesse K Pres & CEO, Rocket Mortgage | Withheld for tax | 57,200 | $11.51 | $658.4K |
| Sep 15, 2026 | Bray Jesse K Pres & CEO, Rocket Mortgage | Open-market sale | 225,000 | $13.11 | $2.95M |
| Sep 8, 2026 | Krishna Varun Chief Executive Officer | Withheld for tax | 58,259 | $14.06 | $819.1K |
| Sep 8, 2026 | Brown Brian Nicholas President & Chief Fin Officer | Withheld for tax | 14,675 | $14.06 | $206.3K |
| Sep 7, 2026 | Krishna Varun Chief Executive Officer | Withheld for tax | 126,999 | $14.06 | $1.79M |
| Sep 7, 2026 | Mildenhall Jonathan Chief Marketing Officer | Withheld for tax | 80,287 | $14.06 | $1.13M |
| Sep 7, 2026 | Lovier Heather M. Chief Operating Officer | Withheld for tax | 61,669 | $14.06 | $867.1K |
| Sep 7, 2026 | Banfield William D. Chief Business Officer | Withheld for tax | 61,315 | $14.06 | $862.1K |
| Sep 7, 2026 | Brown Brian Nicholas President & Chief Fin Officer | Withheld for tax | 44,042 | $14.06 | $619.2K |
| Sep 7, 2026 | Malhotra Shawn Chief Technology Officer | Withheld for tax | 37,930 | $14.06 | $533.3K |
| Sep 7, 2026 | Bray Jesse K Pres & CEO, Rocket Mortgage | Withheld for tax | 29,279 | $14.06 | $411.7K |
| Sep 7, 2026 | Rizik Matthew Director | Other | 14,796 | $14.06 | $208.0K |
| Sep 7, 2026 | Edwards Noah A. Chief Accounting Officer | Withheld for tax | 12,009 | $14.06 | $168.8K |
| Sep 7, 2026 | Rizik Matthew Director | Option exercise(derivative) | 14,796 | $0.00 | $0.00 |
| Sep 7, 2026 | Rizik Matthew Director | Option exercise | 14,796 | — | — |
| Aug 17, 2026 | Watterson Sarah Director | Grant or award | 14,566 | $0.00 | $0.00 |
A dash under price or value means none was reported, which is normal for grants and gifts — it does not mean the shares were free. Option exercises and awards are compensation arriving on a schedule, not a judgement about the stock.
Annual financials
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $6.70B | $5.10B | $3.80B | $5.84B | $12.91B | $15.65B | $5.07B | $4.21B |
| Gross profit | — | $2.31B | $1.31B | $2.60B | $8.26B | $11.06B | $2.10B | $1.67B |
| Net income | -$68.00M | $29.00M | -$16.00M | $46.42M | $308.21M | $197.95M | $0.00 | $0.00 |
| EPS (diluted) | -$0.05 | $0.21 | -$0.15 | $0.28 | $2.32 | $1.76 | — | — |
| Operating cash flow | -$3.93B | -$2.63B | $111.00M | $10.82B | $7.74B | -$1.68B | -$6.98B | $1.43B |
| Capital expenditure | $91.00M | $68.00M | $60.00M | $93.12M | $118.29M | $106.35M | $48.84M | $64.47M |
| Free cash flow | -$4.02B | -$2.70B | $51.00M | $10.73B | $7.63B | -$1.78B | -$7.03B | $1.37B |
| Total assets | $60.69B | $24.51B | $19.23B | $20.08B | $32.77B | $37.53B | $20.12B | — |
| Shareholder equity | $22.90B | $9.04B | $8.30B | $8.47B | $9.76B | $7.88B | $3.52B | $2.79B |
| Total debt | $10.42B | — | — | — | — | — | — | — |
| Cash | $2.70B | $1.27B | $1.11B | $722.29M | $2.13B | $1.97B | $1.39B | $1.09B |
A dash means the figure was not tagged in that year’s filing. It does not mean zero. Figures reflect the most recent filing covering each period, so restated years show their restated values.
Source
Figures come from Rocket Companies, Inc.’s filings with the SEC, as submitted in XBRL. The most recent annual figures are from a 10-K filed Mar 2, 2026. View filings on EDGAR.